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After receiving a "draft card" from the government at age seventeen I enlisted in the U.S. Naval Air. Within two years, upon recommendation by my squadron's commanding officer, I was commissioned directly from the "fleet" by Dan Kimball, U.S. Secretary of the Navy, making me, perhaps, the youngest commissioned man in the Navy (Annapolis students are not commissioned until graduation).
Expected to move ahead through the ranks of commissioned officers, I was led to believe that I was destined to eventually become an Admiral. However, as my education and experience progressed I decided against a military career. I voluntarily resigned my commission (as permitted by contract) several months prior to earning an honorable discharage.
Attending Ohio State University, Columbus, Ohio, working part-time, I earned a BS degree followed by two laboratory jobs.
The first was at Battelle Memorial Institute, within walking distance of the campus. With a top government security clearance from the Atomic Energy Commission, I worked with various alloys absorbing atmospheric gases in high vacuum at high temperatures for developing space-shuttle re-entry heat shield materials. The second job was working with Sylvia Itkin and Dr. Hylan Bickerman in the basement of Goldwater Hospital, Welfare Island, NYC (now Roosevelt Island), under an American Cancer Society grant to Dr. Papanicolaou (of "Pap smear" fame) for possible early diagnosis of bronchogenic carcinoma. Although scientific work was intensely interesting for a young man who grew up with a father who was a brilliant self-educated research chemist, the pay was unsatisfactory, particularly for living in West Greenwich Village. I recognized the need for obtaining an advanced degree if I were to continue work in a scientific career.
To earn greater income I arranged to drive a large state-of-the-art 1957 GMC-620 truck over the road (prior to interstate highways) for one year to the day, as agreed. I saved more than enough money to return to graduate school, pursuing my own interest in protozoology, cytology and the new science of molecular genetics. Considering an academic career, I was unexpectedly awarded a paid graduate teaching assistantship and taught undergraduates for a full academic year. Although my students excelled on departmental final exams, that experience made me decide to forego an academic career. I sought corporate employment that would provide greater financial reward than offered by academia. My younger brother, also enrolled at OSU, continued on, earning his PhD in geology.
Replying to an employment advertisement, I was hired in Ohio by Lever Brothers Company (the U.S. division of Unilever LTD, one of the world's largest corporations) to a job that offered a two-year training program in the sales and marketing of the company's consumer products. After consistently leading the Ohio group in sales for two years, I was promoted by Lever Brothers to New York City. I worked with the company in NYC for four more years in key-account sales, marketing promotions, new product introductions, and sales training at the district level. I was able to purchase a house on the Hudson River in Cold Spring, New York. Following six years of consumer-products sales with Lever Brothers, I decided to transfer into industrial sales and to become involved with anything involving trucks, an interest of mine for years.
After obtaining an interview, I was hired, and trained by the owner-executives of U.S. Truck Body Company, Long Island City, NY. I became the firm's House Account (key account) Representative and its Manager of Distributor Sales. I gained a national sales reputation as the result of sales to major truck leasing companies. Needing to work with larger capacity manufacturers, I moved twice in the industry, honoring a verbal agreement not to work with a competitor for a full year. Following that year, I became Regional Sales Manager with the Unisteel Division of Ohio's Hercules Gallion Corporation. Recruited by Instrument Systems Corporation, as a managment consultant, to either turn aroumd financially its troubled truck body manufacturer in Troy, Alabama or to have it dismantled and sold by the conglomerate. I was able, with the help of Robert Belfield, an ingenious mechanical engineer from Sayville, Long Island, NY to save the jobs for employees of the city's largest employer. Lyncoach & Truck Company remained in business. I learned recently that today it is a thriving business. The last of my corporate experiences, that accomplishment is one of which I am most proud in human terms.
Suddenly a single parent, ending six years of industrial sales finalized corporate employment. I moved with my son to Worthington, Ohio. the location of Ohio's top-rated public school and got Ohio real-estate and insurance licenses, quickly becaming the top condominium conversion sales producer in Columbus, Ohio. As a sales manager and sales trainer, I was recruited to take over a failing Century21 franchise. With constructive advice from the region's sales director, I was able to turn it into the Ohio region's top residential sales agency, winning awards in all categories: best in sales, listings, recruiting, and profit.
After reading considerable financial material, including a booklet published by Consumer Reports Magazine, I decided to move from residential real-estate into helping families with accurate and important financial information. I launched a consumer-oriented financial business, renting an office in Worthington, Ohio (on the north side of Columbus, the capital of Ohio). I wrote, published, advertised and sold in quantity a hugely influential book about life-insurance policies, Financial Recovery.
A.L. Williams' huge financial success in exposing the world's weathiest industry nationally was not jeopardized by the popularity of Financial Recovery. That remarkable Organization needed neither my book, nor printed copies of its Appendix #1, to be outstandingly successful. With three teen-agers and a younger child at home (my partner's three children and my own teen-age son), along with training agents and managing my business, I had no plans to get licensed in other states.
Pursuaded to be the Libertarian Party's candidate for the Ohio State Senate from District #3, unelected thankfully, despite significant voter support. I tend to support certain populist issues but have never been interested in career politics.
Shortly after my son was employed and married I moved to Sarasota, Florida. Renting a house at Lido Beach, for four years I spent daylight hours on Lido and Nokomis beaches and evenings in the library of Sarasota's New College branch of Florida State University until its 1:00 a.m. closing. That library had computer access to the huge Eureka RLIN database of thirty million books in libraries worldwide. My objective was to gain a broad liberal arts education for myself. For the annual fee of fifty dollars I gained access to inter-library lending and accessed books that, for years, I had wanted to find.
When personal computers became available I bought an early PC clone and studied it, creating the first online resource for personal networking that grew to more than four thousand members in over 50 different countries. I created "The Big Eye", a portal website for students that was mentioned in Newsweek Magazine. A full-page newspaper article about my online activities was syndicated by Scripps Howard and appeared in major newspapers nationwide. Although The Bigeye developed affiliate marketing income as a "dot-com", as many others it became eclipsed as a portal, or as a search-engine model, by hugely financially backed Google.
I wrote on Bigeye what may have been the first weblog (blog), including one that, a few years later, went viral online, A Free Internet from an Historical Perspective
Recuited by Senior Editor, Gordon Duff, I wrote at VeteransToday.com for ten years as a featured columnist. Having copied my political essays to Bigeye.com, I was persuaded to sell the domain. An archive link to the outdated website, as well as to its original pages, can be accessed today by opening Bigeye.org
I purchased two modest townhouse condominiums in a small Sarasota community, one of which I live in today. Requested by residents to address immediate serious community problems, I agreed reluctantly, due to necessity, and was elected President through six consecutive years until finally able to step aside, turning all community matters over to a competent board of directors.
2004-2008 Helped struggling FL seniors appropriately, saving them their living quarters using a Home Equity Conversion Mortgage. Marketed HECM's state-wide with assistant. Built an educated Florida reverse-mortgage broker network with accurate supporting coverage by newspapers.
2008 Major pandemic economic crisis due to greedy lending policies of irresponsible major bankers
2008-2012 Happy years. I bought and day-sailed, with a 2-man crew, my 30-foot tall-rigged sloop
A founding Member of WSMR FM, the classical music station of Sarasota and Tampa, streaming worldwide
I registered Wisebird Financial, LLC in Florida. Having easily passed FINRA's Series-65 exam, I decided against working as a fiduciary IAR (Investment Advisor Representative), despite being qualified, following several interviews.
I manage the following websites, several bearing personal essays:
ReplaceProbate.com
Bigeye.org
NewsWatch.org
The 9/11 Media Hoax
BigEyeBlog.com
Placed my 1980 book, Financial Recovery (updated), online at www.Wisebird.com
Financial Recovery was introduced to licensed life insurance agents nationally for their enlightenment in February, 1981 through a full-page advertisement in Life Insurance Selling Magazine.
Summary:
After reading the article about life-insurance in Consumer Reports Magazine around 1975, I decided to help families understand and recover from the mistake that, over the years, can be hugely damaging financially of buying a life-insurance policy as an investment, losing control of obscured financial overcharges. I wrote Financial Recovery while building one of the largest personal lines agencies in the country with three offices in central Ohio.
To understand why I dedicated Financial Recovery to the late Senator Philip Hart of Michigan, read the book's Introduction.
I gave public seminars twice a week (Tuesday evenings and Saturday mornings) that persons interested in their own family's finances or in a worthwhile personal career were welcome to attend. Those who decided to join us were given help in the licensing procedure and assigned to one of my three Columbus, Ohio offices (managed by general agents) when completing seminar attendance. Information about that hugely successful business can be found online at www.WiseBird.com.. In addition to publishing FinancialRecovery, I hired and trained over thirty agents in Ohio, appropriately replacing cash-value policies with a variety of term insurance for family financial protection, redirecting previous overcharges to personal IRA's, and retired to Florida.
During those same years, by marketing nationally on a multi-level basis, a creative entrepreneur became a BILLIONAIRE.
With today's internet, the time has again come for a nationally licensed insurance brokerage business (or a unique company that has A LEADER OF PRINCIPLE) through a team of branded Wisebird agents to reposition TRILLIONS OF DOLLARS in overcharges that have been pitched as "investments" over the past forty years by life insurance salesmen.
Financial Recovery was largely responsible for the industry's creation of Universal Life Insurance. UL consists of annually renewable term life-insurance combined with flexible overcharges that create its CASH VALUE, permitting agents to pitch it, as usual, as an investment. If owned today, I am suggesting that it be either sold, if worthwhile, or replaced appropriately. For the reasons, see items #92, #93, #94, #95, #96, and #97 within the online book's updated bibliography.
This information will make billions of dollars for a unique company with PRINCIPLED LEADERSHIP that brands WiseBird agents advertising and marketing Financial Recovery, and that works with established life-settlement businesses.
 
BRANDING IS ESSENTIAL FOR CREATIVE MARKETING. Brand your website(s), products, services, and sales-persons to be IDENTIFIED AND REMEMBERED. A TOP LEVEL DOMAIN NAME LINKED TO YOUR OWN LOGO IS MARKETING DYNAMITE. CREATE YOUR UNIQUE BRAND by using a domain name that displays your own graphical eye-catching "OWL" or "EYE". The price of WISEBIRD.COM is $$$. The price of BIGEYE.ORG is $$$. That is an increasingly valuable business investment, not an unrecoverable cost. Own and control either unique domain name, or both. Call (941) 545-3600.
A fortune will be made by BRANDING autos with "WiseBird.com" bumper stickers along with agents wearing the "WiseBird" cap (or visor) and shirt (or sweater) during face-to-face and remote presentations. Wisebird branding items can be awarded to licensed agents, accompanying initial commission(s).
FOR ONLINE MARKETING & PROPRIETARY BRANDING PROTECTION AVAILABLE TO AN EXISTING NATIONAL TERM LIFE-INSURANCE MARKETING BUSINESS.
To obtain and use any of the below registered internet domain names, contact me. Of course, they need to be professionally edited for marketing purposes.
Wisebird.com
FinancialRecoveryBook.com
WisebirdFinancial.com
WisebirdAgent.com
WisebirdAgents.com
MyWisebirdAgent.com
WisebirdRecovery.com
WisebirdPartners.com
WisebirdInsurance.com
WisebirdAnnuities.com
WisebirdInvestments.com
LifeInsuranceBooks.com
Today's social media make this consumer friendly business a "no brainer" for creative marketing together with exclusive use and editing of the above internet domains. I am willing to help, if you wish. If interested call (941) 545-3600. |
