I have lead a semi-retired lifestyle in Sarasota for more than 30 years, working to help persons who expect to receive accurate information on financial subjects.
My office, located in the Sarasota Executive Suites at 677 N. Washington Blvd. is home to WiseBird Financial Group.
As a fiduciary, I have written articles that address safeguarding assets. Fiduciaries are not compensated through sales commissions of securities. They have what is technically and legally termed a FIDUCIARY relationship with clients and prospective clients. If you haven't watched this before, learn:
The Difference Between a Broker and a FIDUCIARY
My parents moved to Ohio from the New York city area a year before I entered high-school. In summer I lived with cousins and worked as a beach lifeguard for
the NYC Department of Parks.
Our family's farm was located in NE Ohio's Summit County. I graduated high-school in a Hudson, Ohio class of forty-seven students. In the middle of
my last high-school year I asked my parents to give their permission for me to enroll, as a 17 year-old minor, in the US Naval Air Reserves "weekend warrior"
O-2 training program at the Akron, Ohio Naval Air Station. After spending part of the summer on active training duty I commuted from home to Kent State
University and to NAS Akron. The following summer my Navy Squadron flew an east coast logistical air wing based at Norfolk, VA Naval Air Station. I have
fond memories of flying at 17 - 20 years of age in these Navy propeller-driven airplanes: PBY, SNJ, SNB,
TBM, and R4D.
Wishing a broad liberal arts education, I attended Ohio State University and graduated with a B.S. degree from its College of Arts and
Sciences. Back in those days there was a room in the Student Union devoted to classical music in which one could always find a
comfortable chair even when the building was crowded and no seat could be found elsewhere. One of my most valuable college experiences was
discovering how much I enjoyed classical music. I have posted elsewhere online a few music
After working with corporations for 16 years, despite having moved successfully into management, I decided to work for myself. I left New York
City and returned to my mid-western roots. In the course of a year I built an early Century-21 real estate franchise into the S.E. Ohio
region's leading office in all areas: recruiting, listings, sales, and profit. Bored with that business, I began to study personal financial
investments. It became obvious to me that accurate information was needed from other than the corporations' trained salesmen.
I studied several books on life-insurance policies, including Norman F. Dacey's What's Wrong with Your
Life Insurance, G. Scott Reynolds' The Mortality Merchants, the classic Chapter #13 on life-insurance in Venita Van Caspel's Money Dynamics, and
Randal A. Hendricks definitive study, "A Legal Analysis of the Sale of Life Insurance", [The Houston Law Review 810 (1969)]. I decided to recruit and train a
marketing organization that would accurately inform consumers, enabling them to make financial decisions in the interest of their families rather than in those of
already financially bloated corporations.
Before the personal computer age I struggled to learn how to program the TI-59 in order to provide responsible agents throughout the country a means of
calculating and presenting replicable and accountable financial product analyses for their clients at the point of sale. I met and joined forces with a
couple of older highly successful and experienced sales executives, the men who introduced the marketing of mutual funds to the American public. Together,
over the next several years, we worked with progressive insurance companies for which they designed products my own
A few of my licensed General Agents held securities registrations. After considering that sales area, and before moving to Florida in 1986 I
concluded that I had no interest in selling stocks, bonds, and what a bright friend of mine referred to as "funny funds". P & L objectives of financial
corporations constitute a conflict of interest with savings and retirement interests of working men and women.
Within a couple of years of coming to Florida as a snowbird in 1986 I became a permanent Sarasota resident. I miss family and friends who have departed life,
especially my brother and a special lady. I greatly enjoy meeting new people and value friends made in Sarasota. I have been on the faculty advisory committee
of Manatee Technical Instutute, a member of the Citizens Advisory Committee of WSLR Radio, a long-time member of Manasota Mensa, an active member of the
Sarasota Sailing Squadron, and am a Founding and Sustaining member of WSMR, our community's outstanding classical music radio station that can be listened to
anywhere in the world by clicking here.